Uninsured Employers

Employers in New York are required to carry workers' compensation insurance for all employees. There are exceptions in narrow circumstances.

Penalties are harsh and pitiless. Some statutory penalties for failure to have workers' compensation insurance were doubled in 2008. Those doubled penalties are independent of other penalties and reimbursement on claims filed by injured workers. Even more daunting, the sole proprietor, partners or officers of a corporation are personally liable for a business's failure to secure workers' compensation insurance.

The laws are complex and call for experienced representation. The biggest challenge is often just getting the WCB bureaucracy to see employers as real people, not just numbers.

As a part of our workers' compensation defense practice, Ryan Roach & Ryan, LLP, often deals with these claims as well as liability defense claims, including third-party action defense and the protection of workers' compensation carrier liens arising out of third-party actions.

For over 50 years, our attorneys have represented hundreds of employers who have been targeted as a result of Workers' Compensation Board investigations or WCB claims filed by injured workers. We handle this work in the following locations:

  • Ulster County
  • Dutchess County
  • Greene County
  • Columbia County
  • Orange County
  • Sullivan County
  • Albany County
  • Rensselaer County
  • Schenectady County
  • Putnam County
  • New City

If you need help, contact us today for a free consultation with a lawyer.